During times of transition, when there are gaps in the existing health insurance policy, it is short-term health insurance that comes to the rescue. A temporary coverage that helps right when you need it the most, STHP as it is also called, is the most sought after for transitioning times like:

“The quality, not the longevity, of one’s life, is what is important,” said Martin Luther King, Jr. But when it comes to health care, you might agree that both quality and longevity are important! That is why the United Healthcare Insurance Company (UHIC) introduced the United Health Premium Program. Established in the year 2005, this program has been in existence for 13 years now and is one of the longest running of its kind in the insurance industry.

A good credit score equals easily obtainable loans from banks when you need it. Right? Yes, but does that mean people with bad credit scores because of unforeseen circumstances can never get loans again? There are private mortgage lenders who provide home equity loans and asset-backed loans to those who have low credit ratings.

Full-time employees are provided group disability insurance by their employer that generally covers 60% of the gross income earned by the employee before the occurrence of disability, or to a specific maximum amount like $10,000 per month, or any pre-determined amount that is agreed upon. The Group Disability Insurance is tax deductible for the employer and is offered by more employers in recent times, by taking the help of third-party disability insurers.

Medicare supplement plans are sold by private insurance companies to supplement the cost of those medical expenses not covered by Original Medicare like copayments, coinsurance, and deductibles. Medicare Supplement Plans like the ones offered by Humana, one of the leading health insurers in the United States, offer high coverage health insurance plans at low premiums to seniors at whom these are targeted.

Commercial truck insurance is a must whether you are an entrepreneur, you run a small business or your company uses a fleet of vehicles. Commercial truck insurance can be tailored to fit a person’s needs. Every company makes use of their vehicles in different ways and for different purposes; hence the insurance coverage varies from company to company.

All of us have experienced a drop in our finances. You think of various ways to get out of the situation but you hit a snag. This is when many people turn to the best balance transfer available to them at that point in time, desperate to take any path that will help them to lower their credit card debt.

A pension annuity calculator gives an estimate of how much retirement income your savings can get you. There are free calculators available online that can help you plan a comfortable retirement. Here are some jargons and technicalities that would come up during calculation: Annuity – is a simple investment that in return for a capital sum, regular annual repayments with interest are paid.

There are 7 different UnitedHealth Medicare Supplemental Plans, each offering full coverage of the basic benefits in addition to certain extra coverage. The availability of these depends on the senior insured person’s place of residence. UnitedHealthcare Medicare Supplement Plan A : Includes hospitalization coinsurance, hospital costs up to an additional 365 days after Original Medicare benefits are exhausted, Part A and Part B coinsurance and/or copayments, Part A hospice coinsurance or copayment, first three pints of blood.

Whether you are planning to retire in the next few months or years later, it is important to ensure that your investments are secured and that you end up receiving a permanent source of income after retirement. Here is a list of six to ponder about: Social security Social security is quite a popular investment zone nowadays.

For those who treat their pets as members of their family and shower love and affection on them, pet insurance is an essential investment in their care for the animals. Pet owners are increasingly willing to spend enormous amounts of money intending to their pet’s health or providing them luxurious standards of living.

Proprietors of any business know the value of insurance policies. Whether yours is a small or large business, insurance is an absolute necessity. There is no ambiguity about it because the money you invest in insurance would eventually protect your business. Depending on what type of business or industry you belong to, and who the insurance coverage is for, there are a variety of insurance policies to choose from.

The entire gamut of planning, organizing, directing and controlling the monetary operations of any establishment is financial management. Irrespective of whether the liability is for a minuscule business, one subsidiary of a large corporation or the whole conglomerate itself, the process of handling finance is the same. There could be variations in the methods and magnitude of acquiring and utilization of funds certainly, but the importance of skilled financial management is unquestionable.

Having bad credit is no fun at all; it can put a damper on a lot of things especially when you need to take out a car loan or any loan for that matter. But getting a car loan in order to purchase a used car is not impossible. If your credit score is bad and you are in the market to buy a used car, you need to be prepared to pay a higher rate than someone with good credit scores.